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Molly Burke Law Office, pllc

Disability, Personal Injury, Family Law

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Dec 12, 2019

Disability Benefits and Work Requirements

Social Security Disability Insurance (SSDI) is a program, overseen by the Social Security Administration (SSA), that offers benefits for those who are disabled and can no longer work due to a medical condition. A medical condition must meet a number of criteria in order for a claimant to be approved for SSDI. In addition to the medical condition requirements, you must also qualify for coverage under the SSDI program by having sufficient “work credits”.

Work credits are earned by working and paying into the Social Security system either through an employer or self-employment.  Work credits are based on yearly salary or income earned. No more than 4 credits can be earned yearly; essentially, for every quarter you work, you earn 1 credit. The rule of thumb is that you must have worked full-time 5 years (to earn 20 credits) out of the last 10 years to be eligible.  

There are some exceptions to the actual number needed to qualify; for example, younger individuals may qualify with fewer work credits. Regardless of age, the required number of credits must have been earned within a specified time period ending at the point at which the claimant becomes disabled. In other words, you may qualify now, but if you quit working, you may not qualify later. 

Importantly, if you find out that your do not have enough credits or that your credits expired, there may still be options for you to file for and/or obtain disability benefits. It is important to speak with a qualified Social Security attorney or representative to discuss your options.

You can learn more about Social Security Disability Insurance on the Social Security Administration website, www.ssa.gov. You can see if you’ve earned enough work credits to qualify for SSDI coverage by setting up a “My Social Security” account online, or by speaking to an SSA representative who can review your work credits.

If you have a medical condition that has rendered you unable to work, or if you have questions about work credits, contact us to learn more about Social Security Disability Insurance.

 

Categories: Social Security Disability Tags: disability, Disability Process, Social Security Disability

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Practice Areas

  • Social Security Disability Insurance (SSDI)
    • SSDI FAQ
  • Supplemental Security Income

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Testimonials

Rick R.
Rick R.
22:49 18 Jan 18
Ms Molly Burk is a very good Lawyer and even better human being. She restores faith in the process and works hard to get justice for her clients.I have great confidence in her abilities and her integrity.I thank her from the bottom of my heart for the suburb work she and her staff did on my daughters disability case.
Holly C
Holly C
06:06 06 Jan 20
Molly and Jennifer are absolutely incredible to work with! They stay on top of every single step of the process, and kept me so well informed! They are both wonderful, helpful people, and I am so greatful to have had their help!!
Debbie R.
Debbie R.
20:10 18 Jan 18
Our family attempted to work with other lawyers for our daughter’s disability benefits application and appeals process before finding Ms.Burke. Ms. Burke is, by far, the best lawyer I have ever done business with. She approached our case with genuine caring and thoroughness. We would not have been awarded disability benefits for our daughter without the untiring, unwavering work of Ms Burke. She supported us through her expertise of the law and Social Security requirements. She bolstered us emotionally as needed. She always returned phone calls, emails, and texts in a timely manner. I have already recommended her to other people and will continue to do so. She is the best!
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