Disability benefits exist to help cover the costs of living for those who are unable to work due to severe disabilities and impairments. While disability benefits are awarded by the Social Security Administration (SSA), a federal program, there can be variations in benefits from state-to-state.
As discussed in previous blogs, Social Security Disability Insurance (SSDI) benefits are based on your average income throughout your career, and how many years you’ve been employed. Employees pay into SSDI benefits through income taxes. Regardless of which state you inhabit, SSDI benefits are the same.
Unlike SSDI benefits, Supplementary Security Income (SSI) benefits are based on each claimant’s financial need. If a benefits recipient moves states and subsequently experiences a change in living situation or assets, benefits could change. Changes in living situations could include something like selling one’s house, getting married, moving in with someone, or getting an inheritance.
Once you’re approved for SSI benefits, most states will automatically enroll you in Medicaid coverage. Some states, however, control the decision to enroll SSI benefits recipients in Medicaid independently.
If you receive SSI benefits and you move or have a change in circumstances, you need to contact your local Social Security office to ensure your benefits continue as seamlessly as possible.
To find your local Social Security office, you can visit https://secure.ssa.gov/ICON/main.jsp to search by zip code.