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Molly Burke Law Office, pllc

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Apr 28, 2020

Work Credits and SSDI

Qualifying for Social Security Disability Insurance (SSDI), depends not just on your medical eligibility. The Social Security Administration (SSA), also takes into account your work history and how many work credits you have earned throughout your career.

Anyone who’s worked in the US knows that part of their paycheck goes toward Social Security taxes. These tax payments accumulate in the form of “work credits,” which are tallied quarterly, depending on your income. That income threshold is reevaluated yearly as inflation and cost-of-living changes. Depending on your age, the number of credits you need for SSDI are variable. Typically, claimants need between 20 and 40 work credits. Younger workers may qualify with fewer credits. 

Age at Disability Onset || Number of Work Credits Required:

Before 24-years-old || 6 credits

24 – 30-years-old || 4 to 10 credits

31 – 42-years-old || 20 credits

43 – 61-years-old || 20 to 40 credits

62 to full retirement age || 40 credits

A recent work history is also taken into account during SSDI eligibility reviews. Credits must have been earned within a certain period of time of a claimant’s disability onset in order to contribute to SSDI eligibility.

Age at the Onset of Disability || Work Credits Required and Time by Which Credits Were Earned

Before 24-years-old || 6 credits within the 3 years of onset age

24 – 30-years-old || 4 or more credits, 1 credit for each year between age 21 and the age of onset

31 – 42-years-old || 20 credits earned within the 10 years before disability onset

43 – 61-years-old || 20 to 40 credits, 1 credit per year between age 21 and the onset of disability, plus at least 20 countable credits must additionally have accumulated in the 10 years just prior to disability

62 to full retirement age || 40 credits in total, with at least 20 earned in the 10 years just prior to disability

If you need assistance qualifying for disability benefits or interpreting SSDI requirements, contact Molly Burke Law Office today for your free, no-obligation consultation. We’ve helped hundreds of people across Kentucky to get the benefits they deserve. 

Categories: Social Security Disability

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Testimonials

Melissa C.
Melissa C.
1694878439
I highly recommend Molly Burke Law Office, PLLC if you need a disability attorney. Molly worked tirelessly on my son's disability claim, and kept me updated on how things were progressing. Molly goes above and beyond!
Carrie D.
Carrie D.
1624540397
Molly Burke Law Office is AMAZING. Molly has worked with me and helped me on my disability case for over two years. Yesterday, June 23, 2021, Molly helped finally change my life after all these years. Her hard work, dedication, commitment, professionalism, care for her clients, etc is immeasurable and all is appreciated! Jennifer, her office manager, is wonderful! Any time I contacted Jennifer regarding additional information, she was always on it getting the job done! I couldn’t have been in better hands for a job well done. I can’t thank the “A” Team enough and would recommend them to anyone who needed a disability attorney fight for them in a heartbeat. Thank you so much for all you’ve done Molly Burke Law Office!
A R.
A R.
1693310333
Molly Burke deserves more than 5 stars!! From the very 1st meeting all the way to my hearing w/Judge 2 yrs later, Molly was there to guide me, help me and explain to me the process of everything you have to go through while trying to get approval for SSD. She was kind, thoughtful, helpful and above all an all-star attorney who knew every aspect of the law pertaining to my case. If you want honesty, sincerity, compassion and respect Molly Burke is the attorney for you.
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